# Solution Manual For Business Mathematics 13th Edition by Gary Clendenen

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### Solution Manual For Business Mathematics 13th Edition by Gary Clendenen

#### Solution Manual For Business Mathematics 13th Edition by Gary Clendenen

Business Mathematics by Clendenen/Salzman teaches students the mathematical skills they need to be successful in business, emphasizing mastery of business concepts and scenarios that require a mathematical solution. With a strong focus on current issues, real companies, and pragmatic business scenarios, the authors cover the full spectrum of basic business math, placing every concept in context with relevant examples. With time-proven pedagogy, relevant business applications and case studies, and a strong MyMathLab course, this program teach students mathematical skills and concepts within the context of business applications.

Preface

The Business Mathematics, 13th Edition, Learning System

Learning Tips for Students

Index of Applications

1. Whole Numbers and Decimals

1.1 Whole Numbers

1.2 Application Problems

1.3 Decimal Numbers

1.4 Addition and Subtraction of Decimals

1.5 Multiplication and Division of Decimals

Chapter 1 Quick Review

Chapter Terms

Case Study: Cost of Getting Married

Case in Point Summary Exercise: Subway

Chapter 1 Test

2. Fractions

2.1 Fractions

2.2 Addition and Subtraction of Fractions

2.3 Addition and Subtraction of Mixed Numbers

2.4 Multiplication and Division of Fractions

2.5 Converting Decimals to Fractions and Fractions to Decimals

Chapter 2 Quick Review

Chapter Terms

Case Stdy: Operating Expenses at Woodline Moldings and Trim

Case in Point Summary Exercise: Home Depot

Chapter 2 Test

3. Percents

3.1 Writing Decimals and Fractions as Percents

3.2 Finding Part

3.3 Finding Base

Supplementary Application Exercises on Base and Part

3.4 Finding Rate

Supplementary Application Exercises on Base, Rate, and Part

3.5 Increase and Decrease Problems

Chapter 3 Quick Review

Chapter Terms

Case Study: Self Employed Retirement Plan

Case in Point Summary Exercise: Century 21

Chapter 3 Test

4. Equations and Formulas

4.1 Solving Equations

4.2 Applications of Equations

4.4 Ratio and Proportion

Chapter 4 Quick Review

Chapter Terms

Case Study: Forecasting Sales at Alcorns Boutique

Case in Point Summary Exercise: General Motors

Chapter 4 Test

Chapters 14 Cumulative Review

5. Bank Services

5.1 Electronic Banking, Checking Accounts, and Check Registers

5.2 Checking Services and Credit-Card Transactions

5.3 Bank Statement Reconciliation

Chapter 5 Quick Review

Chapter Terms

Case Study: Banking Activities of a Retailer

Case in Point Summary Exercise: Jackson & Perkins

Chapter 5 Test

6. Payroll

6.1 Gross Earnings: Wages and Salaries

6.2 Gross Earnings: Piecework and Commissions

6.3 Social Security, Medicare, and Other Taxes

6.4 Income Tax Withholding

Chapter 6 Quick Review

Chapter Terms

Case Study: Payroll: Finding Your Take-Home Pay

Case in Point Summary Exercise: Payroll at Starbucks

Chapter 6 Test

7.2 Series Discounts and Single Discount Equivalents

7.3 Cash Discounts: Ordinary Dating Methods

7.4 Cash Discounts: Other Dating Methods

Chapter 7 Quick Review

Chapter Terms

Case Study: George Foreman

Case in Point Summary Exercise: Discounts at Bed Bath & Beyond

Chapter 7 Test

8. Mathematics of Selling

8.1 Markup on Cost

8.2 Markup on Selling Price

Supplementary Application Exercises on Markup

8.3 Markdown

8.4 Turnover and Valuation of Inventory

Chapter 8 Quick Review

Chapter Terms

Case Study: Markdown: Reducing Prices to Move

Merchandise

Case in Point Summary Exercise: Recreational Equipment Inc. (REI)

Chapter 8 Test

Chapters 5–8 Cumulative Review

9. Simple Interest

9.1 Basics of Simple Interest

9.2 Finding Principal, Rate, and Time

9.3 Simple Discount Notes

9.4 Discounting a Note Before Maturity

Supplementary Application Exercises on Simple Interest and Simple Discount

Chapter 9 Quick Review

Chapter Terms

Case Study: Banking in a Global World: How Do Large Banks Make Money?

Case in Point Summary Exercise: Apple, Inc.

Chapter 9 Test

10. Compound Interest and Inflation

10.1 Compound Interest

10.2 Interest-Bearing Bank Accounts and Inflation

10.3 Present Value and Future Value

Chapter 10 Quick Review

Chapter Terms

Case Study: Valuing a Chain of McDonalds Restaurants

Case in Point Summary Exercise: Bank of America

Chapter 10 Test

Chapters 9–10 Cumulative Review

11. Annuities, Stocks, and Bonds

11.1 Annuities and Retirement Accounts

11.2 Present Value of an Ordinary Annuity

11.3 Sinking Funds (Finding Annuity Payments)

Supplementary Application Exercises on Annuities and Sinking Funds

11.4 Stocks and Mutual Funds

11.5 Bonds

Chapter 11 Quick Review

Chapter Terms

Case Study: Financial Planning

Case in Point Summary Exercise: American River College

Chapter 11 Test

12.1 Open-End Credit and Charge Cards

12.2 Installment Loans

12.3 Early Payoffs of Loans

12.4 Personal Property Loans

12.5 Real Estate Loans

Chapter 12 Quick Review

Chapter Terms

Case Study: Consolidating Loans

Case in Point Summary Exercise: Underwater on a Home

Chapter 12 Test

Chapters 11–12 Cumulative Review

13. Taxes and Insurance

13.1 Property Tax

13.2 Personal Income Tax

13.3 Fire Insurance

13.4 Motor-Vehicle Insurance

13.5 Life Insurance

Chapter 13 Quick Review

Chapter Terms

Case Study: Financial Planning For Property Taxes and Insurance

Case in Point Summary Exercise: Mattel Inc.—Taxes and Insurance

Chapter 13 Test

14. Depreciation

14.1 Straight-Line Method

14.2 Declining-Balance Method

14.3 Sum-of-the-Year’s-Digits Method

Supplementary Application Exercises on Depreciation

14.4 Units-of-Production Method

14.5 Modified Accelerated Cost Recovery System

Chapter 14 Quick Review

Chapter Terms

Case Study: Comparing Depreciation Methods

Case in Point Summary Exercise: Ford Motor

Company

Chapter 14 Test

15. Financial Statements and Ratios

15.1 The Income Statement

15.2 Analyzing the Income Statement

15.3 The Balance Sheet

15.4 Analyzing the Balance Sheet

Chapter 15 Quick Review

Chapter Terms

Case Study: Bicycle Shop

Case in Point Summary Exercise: Apple, Inc.

Chapter 15 Test

16.1 Frequency Distributions and Graphs

16.2 Mean, Median, and Mode

Chapter 16 Quick Review

Chapter Terms

Case Study: Watching a Small Business Grow

Case in Point Summary Exercise: Bobby Flay

Chapter 16 Test

Appendix A. The Metric System

Appendix B. Basic Calculators

Appendix C. Financial Calculators

Appendix D. Exponents and Order of Operations

Appendix E: Graphing Equations

Glossary

Index

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